[Singapore, November 13, 2025] At the Singapore FinTech Festival 2025 (SFF 2025), Jason Cao, CEO of Huawei Digital Finance BU, delivered a keynote titled Beyond Digital: Towards AI-Infused Finance. He highlighted Huawei's innovations in scenario-based agents, AI platforms, data and knowledge platforms, and infrastructure that address the core challenges of AI adoption in finance. Leveraging systematic engineering capabilities, Huawei aims to help financial institutions accelerate their intelligent transformation.

Cao noted, "The intelligent era will be characterized by hyper-personalization. AI in finance has reached a critical stage, and the key lies in its deep integration into core production processes and business scenarios, where it can deliver real business value. To gain a competitive edge in the next decade, financial institutions should harness AI to drive structural transformation across their workflows."

Over the past decade, financial digitalization removed barriers of time and distance but still followed the 80/20 rule—80% of resources serving 20% of core users. In the decade ahead, AI will popularize the "one person, one team" model, empowering each individual with the capabilities of a full team through super AI assistants as the primary service portal. "Future financial services will evolve from recommending products directly to individuals to channeling them to personal super assistants. Those who lead this shift and deliver hyper-personalized services will get a head start." Cao emphasized. He added that AI-driven structural transformation will extend across all aspects including financial service models, collaboration models, risk decisioning, and infrastructure.